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Waterfront Buyer Checklist: What to Ask Before You Buy on the Water

Waterfront homes are beautiful — but buying one isn’t like buying a home in town. Here’s a checklist of smart questions to ask (and what I help my buyers investigate).

  • What type of shoreline is it — and does it erode?
  • Is there a bulkhead or seawall? Is it permitted?
  • Does the home have a dock? Is it legally maintained?
  • What are the septic system details?
  • Is flood insurance required?
  • Are there shoreline restrictions for remodels?

This is why waterfront specialists matter. I know what to ask, who to call, and what red flags to catch early. Let’s talk before you tour.

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